MAKING A PAYMENT IN ADVANCE?? Answer in detail:You can change the Effective Date of a payment to be effective up to 30 days in advance and you can setup as many as four payments in advance. The Cutoff date will be 2 days before the Effective Date on any payments setup further in advance than the default Effective Date. These payments can be changed or canceled up to 6:00pm the day of the Cutoff Date. This may be useful for some Payroll Clerks at vacation time.